Trust & Banking

Deposit Interest Rates

As of September 4, 2026 at 9:00 AM EST

Guaranteed Investment Certificates

1 year2.500%
2 year3.700%
3 year2.600%
4 year2.600%
5 year2.600%

Interest on GICs is calculated Annually and may be paid Annually or Compounded Annually until Maturity

Additional Interest calculation and payment Options:
Semi-Annual Interest Payment Rates deduct 0.10%
Monthly Interest Payment Rates deduct 0.20%

Short Term Deposits

30-89 days2.000%
90-179 days2.000%
180-269 days2.000%
270-364 days2.000%
1 year cashable (after 60 days)2.250%

Interest on Short Term Deposits is calculated Daily and paid on Maturity

Registered Retirement Savings Plan &
Registered Retirement Income Fund

1 year2.500%
2 year3.700%
3 year2.600%
4 year2.600%
5 year2.600%

Interest on RRSPs/RRIFs is calculated Annually and Compounded Annually until Maturity

Daily Interest Savings

$0 - $9991.000%
$1,000 - $4,9991.000%
$5,000 - $9,9991.000%
$10,000 - $24,9991.000%
$25,000 +1.250%

Rates subject to change without notice